Visa (V) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Visa (V) reported $10.72 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 11.5%. EPS of $2.98 for the same period compares to $2.71 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $10.62 billion, representing a surprise of +0.97%. The company delivered an EPS surprise of +0.34%, with the consensus EPS estimate being $2.97.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Visa performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:End of Period Connections - Total transactions: 67.65 billion versus 67.68 billion estimated by seven analysts on average.Payments volume - Total: $3,732.00 billion versus the six-analyst average estimate of $3,706.36 billion.Payments volume - CEMEA: $237.00 billion versus the four-analyst average estimate of $233.17 billion.Payments volume - U.S.A: $1,775.00 billion compared to the $1,775.98 billion average estimate based on four analysts.Payments volume - Asia pacific: $529.00 billion versus the four-analyst average estimate of $516.23 billion.Payments volume - Canada: $110.00 billion versus the four-analyst average estimate of $109.76 billion.Total volume: $4,375.00 billion compared to the $4,286.02 billion average estimate based on four analysts.Revenues- Service revenue: $4.6 billion versus the nine-analyst average estimate of $4.63 billion. The reported number represents a year-over-year change of +9.6%.Revenues- Data processing revenue: $5.39 billion versus the nine-analyst average estimate of $5.24 billion. The reported number represents a year-over-year change of +17%.Revenues- Client incentive: $-4.25 billion compared to the $-4.32 billion average estimate based on nine analysts. The reported number represents a change of +17.1% year over year.Revenues- Other revenue: $1.18 billion versus $1.18 billion estimated by nine analysts on average. Compared to the year-ago quarter, this number represents a +21.4% change.Revenues- International transaction revenue: $3.8 billion versus $3.87 billion estimated by nine analysts on average. Compared to the year-ago quarter, this number represents a +9.6% change.View all Key Company Metrics for Visa here>>>Shares of Visa have returned +2.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Quantum Computing Stocks Set To SoarArtificial intelligence has already reshaped the investment landscape, and its convergence with quantum computing could lead to the most significant wealth-building opportunities of our time.Today, you have a chance to position your portfolio at the forefront of this technological revolution. In our urgent special report, Beyond AI: The Quantum Leap in Computing Power, you'll discover the little-known stocks we believe will win the quantum computing race and deliver massive gains to early investors.Access the Report Free Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Visa Inc. (V): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks