Paypal (PYPL) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended June 2025, Paypal (PYPL) reported revenue of $8.29 billion, up 5.1% over the same period last year. EPS came in at $1.40, compared to $1.19 in the year-ago quarter.The reported revenue represents a surprise of +2.26% over the Zacks Consensus Estimate of $8.1 billion. With the consensus EPS estimate being $1.30, the EPS surprise was +7.69%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Paypal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Transaction margin: 46.4% versus the six-analyst average estimate of 46.7%.Transaction take rate: 1.7% versus the six-analyst average estimate of 1.7%.Total Payment Volume (TPV): $443.55 billion compared to the $434.45 billion average estimate based on five analysts.Transaction expense rate: 0.9% versus 0.9% estimated by four analysts on average.Total take rate: 1.9% compared to the 1.9% average estimate based on four analysts.Active accounts: 438 versus 438 estimated by three analysts on average.Transaction and Credit loss rate: 0.1% versus the three-analyst average estimate of 0.1%.Number of payment transactions: 6,226 compared to the 6,722 average estimate based on two analysts.Revenues from other value added services: $847 million versus the eight-analyst average estimate of $766.91 million. The reported number represents a year-over-year change of +15.7%.Transaction revenues: $7.44 billion versus the eight-analyst average estimate of $7.31 billion. The reported number represents a year-over-year change of +4%.View all Key Company Metrics for Paypal here>>>Shares of Paypal have returned +5.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Higher. Faster. Sooner. Buy These Stocks NowA small number of stocks are primed for a breakout, and you have a chance to get in before they take off.At any given time, there are only 220 Zacks Rank #1 Strong Buys. On average, this list more than doubles the S&P 500. We’ve combed through the latest Strong Buys and selected 7 compelling companies likely to jump sooner and climb higher than any other stock you could buy this month.You'll learn everything you need to know about these exciting trades in our brand-new Special Report, 7 Best Stocks for the Next 30 Days.Download the report free now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report PayPal Holdings, Inc. (PYPL): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks