Wells Fargo (WFC) Reports Q3 Earnings: What Key Metrics Have to Say

Wells Fargo (WFC) reported $21.44 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 5.3%. EPS of $1.73 for the same period compares to $1.52 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $21.19 billion, representing a surprise of +1.15%. The company delivered an EPS surprise of +11.61%, with the consensus EPS estimate being $1.55.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Wells Fargo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 65% compared to the 63.4% average estimate based on seven analysts.Return on assets (ROA) - Financial Ratios: 1.1% compared to the 1.1% average estimate based on seven analysts.Net loan charge-offs as a % of average total loans (annualized): 0.4% versus the seven-analyst average estimate of 0.5%.Net interest margin on a taxable-equivalent basis: 2.6% versus 2.7% estimated by seven analysts on average.Average Balance - Total interest-earning assets: $1832.51 billion versus the six-analyst average estimate of $1780.11 billion.Return on equity (ROE) - Financial Ratios: 12.8% versus the six-analyst average estimate of 12.2%.Book value per common share: $52.30 versus $51.65 estimated by six analysts on average.Allowance for loan losses as a percentage of total loans: 1.5% versus the five-analyst average estimate of 1.5%.Total nonperforming assets: $7.83 billion compared to the $8.1 billion average estimate based on five analysts.Net loan charge-offs: $942 million versus the five-analyst average estimate of $1.12 billion.Tier 1 Leverage Ratio: 7.7% versus 7.9% estimated by four analysts on average.Total nonaccrual loans: $7.61 billion versus $7.92 billion estimated by four analysts on average.View all Key Company Metrics for Wells Fargo here>>>Shares of Wells Fargo have returned -3.1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockThis under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Wells Fargo & Company (WFC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks