Compared to Estimates, KeyCorp (KEY) Q4 Earnings: A Look at Key Metrics

KeyCorp (KEY) reported $2 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 13.3%. EPS of $0.41 for the same period compares to $0.38 a year ago.The reported revenue represents a surprise of +3.16% over the Zacks Consensus Estimate of $1.94 billion. With the consensus EPS estimate being $0.39, the company has not delivered EPS surprise.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how KeyCorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net interest margin (TE) from continuing operations: 2.8% compared to the 2.8% average estimate based on six analysts.Net loan charge-offs to average loans: 0.4% versus the six-analyst average estimate of 0.4%.Cash efficiency ratio (non-GAAP): 61.6% compared to the 63.7% average estimate based on five analysts.Average Balance - Total earning assets: $170.89 billion compared to the $171.65 billion average estimate based on five analysts.Book value at period end: $16.27 compared to the $16.09 average estimate based on four analysts.Capital Ratios - Leverage: 10.5% versus 10.3% estimated by four analysts on average.Capital Ratios - Tier 1 risk-based capital: 13.4% versus 13.5% estimated by three analysts on average.Total nonperforming assets: $627 million compared to the $689.42 million average estimate based on two analysts.Capital Ratios - Total risk-based capital: 15.6% compared to the 15.7% average estimate based on two analysts.Total nonperforming loans: $615 million versus $690.75 million estimated by two analysts on average.Total Noninterest Income: $782 million versus the six-analyst average estimate of $748.26 million.Corporate services income: $81 million versus $67.45 million estimated by five analysts on average.View all Key Company Metrics for KeyCorp here>>>Shares of KeyCorp have returned -0.2% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in the coming year. While not all picks can be winners, previous recommendations have soared +112%, +171%, +209% and +232%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report KeyCorp (KEY): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks