JPMorgan Chase & Co. (JPM) Reports Q3 Earnings: What Key Metrics Have to Say

JPMorgan Chase & Co. (JPM) reported $46.43 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 8.9%. EPS of $5.07 for the same period compares to $4.37 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $44.86 billion, representing a surprise of +3.51%. The company delivered an EPS surprise of +4.97%, with the consensus EPS estimate being $4.83.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how JPMorgan Chase & Co. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net loan charged-off on Average loans (Total retained loans): 0.8% versus 0.7% estimated by six analysts on average.Book value per share: $124.96 versus $125.54 estimated by five analysts on average.Total Interest Earning Assets - Average Balance: $3895.76 billion versus the four-analyst average estimate of $3913.34 billion.Total Non-Performing Assets: $10.64 billion versus $10.75 billion estimated by four analysts on average.Consumer & Community Banking- Revenue By Business- Card Services & Auto: $7.17 billion versus the two-analyst average estimate of $6.87 billion. The reported number represents a year-over-year change of +12%.Total Net Revenue- Line of Business Net Revenue- Commercial & Investment Bank: $19.88 billion versus the two-analyst average estimate of $18.81 billion. The reported number represents a year-over-year change of +16.8%.Commercial & Investment Bank- Revenue by Business- Payments: $4.92 billion versus the two-analyst average estimate of $4.54 billion. The reported number represents a year-over-year change of +12.5%.Commercial & Investment Bank- Revenue by Business- Total Banking & Payments: $9.48 billion compared to the $9.28 billion average estimate based on two analysts. The reported number represents a change of +9.7% year over year.Commercial & Investment Bank- Revenue by Business- Fixed Income Markets: $5.61 billion versus $5.34 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +23.9% change.Commercial & Investment Bank- Revenue by Business- Equity Markets: $3.33 billion versus the two-analyst average estimate of $2.94 billion. The reported number represents a year-over-year change of +27%.Consumer & Community Banking- Revenue By Business- Home Lending: $1.26 billion versus $1.24 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -2.7% change.Commercial & Investment Bank- Revenue by Business- Total Markets & Securities Services: $10.4 billion compared to the $9.53 billion average estimate based on two analysts. The reported number represents a change of +24.2% year over year.View all Key Company Metrics for JPMorgan Chase & Co. here>>>Shares of JPMorgan Chase & Co. have returned -0.3% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks Names #1 Semiconductor StockThis under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report JPMorgan Chase & Co. (JPM): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks