Deutsche Bank Q3 Earnings Rise Y/Y, Provisions Decline Y/Y

Deutsche Bank DB reported third-quarter 2025 earnings attributable to its shareholders of €1.56 billion ($1.82 billion), up 7% year over year.This Germany-based lender reported a record profit before tax of €2.4 billion ($2.8 billion), up 8% from the year-ago quarter. Excluding the €440 million ($512.9 million) positive impact from the partial release of Postbank-related litigation provisions in the prior-year quarter, profit before tax increased 34% year over year.Increased revenues and lower provision for credit losses aided results. However, higher expenses were a spoilsport.Deutsche Bank’s Revenues & ExpensesThe bank generated net revenues of €8 billion ($9.4 billion), up 7.2% year over year.Non-interest expenses of €5.2 billion ($6 billion) increased 9.2% from the prior-year quarter.Adjusted non-interest expenses (excluding non-operating items) were €5 billion ($5.8 billion), down slightly from the prior-year quarter.Provision for credit losses was €417 million ($486 million), down 15.5% from the prior-year quarter.DB’s Segmental PerformanceCorporate Bank: Net revenues from the segment were €1.8 billion ($2.1 billion), down 1.4% year over year. A decrease in Institutional Client Services and Business Banking revenues hurt the results.Investment Bank: This segment’s net revenues totaled €2.9 billion ($3.5 billion), up 18% year over year. The upside was primarily driven by growth across Fixed Income and Currencies, and Equity Origination & Advisory.Private Bank: Net revenues of €2.4 billion ($2.8 billion) were up 4.1% year over year.Asset Management: Net revenues of €734 million ($855.5 million) rose 11.2% year over year. An increase in performance and transaction fees led to the rise.Corporate & Other: The segment reported net revenues of €99 million ($115.4 million), down 36.9% from the prior-year quarter.Deutsche Bank’s Capital PositionDB’s Common Equity Tier 1 capital ratio was 14.5% as of Sept. 30, 2025, up from the year-ago quarter’s 13.8%.The leverage ratio on a fully loaded basis was 4.6%, unchanged from the year-ago quarter.Our Viewpoint on Deutsche BankA strong balance sheet position and a shift toward a capital-light business model will likely support Deutsche Bank's financials. Also, the company’s strong capital position aids sustainable capital distribution moves. However, an elevated expense base is likely to hurt its bottom-line growth.Deutsche Bank Aktiengesellschaft Price, Consensus and EPS Surprise Deutsche Bank Aktiengesellschaft price-consensus-eps-surprise-chart | Deutsche Bank Aktiengesellschaft QuoteThe company currently has a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Performance of Other Foreign BanksICICI Bank Ltd.’s IBN profit after tax for second-quarter fiscal 2026 (ended Sept. 30, 2025) was INR123.6 billion ($1.42 billion), up 5.2% from the prior-year quarter.IBN results benefited from growth in net interest income and non-interest income, along with lower provisions. The loan balance increased sequentially, which was another tailwind. However, an increase in expenses was the undermining factor.Barclays BCS reported third-quarter 2025 net income attributable to ordinary equity holders of £1.46 billion ($1.97 billion), down 6.8% from the prior-year quarter.BCS’s results were hurt by an increase in expenses and higher credit impairment charges. However, an increase in revenues and a solid balance sheet supported the results for Barclays.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Barclays PLC (BCS): Free Stock Analysis Report Deutsche Bank Aktiengesellschaft (DB): Free Stock Analysis Report ICICI Bank Limited (IBN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks