Deutsche Bank Q4 Earnings Rise Y/Y, Expenses & Provisions Decline Y/Y

Deutsche Bank DB reported fourth-quarter 2025 earnings attributable to its shareholders of €1.29 billion ($1.55 billion), which rose significantly from €106 million ($126.8 million) reported in the prior-year quarter.This Germany-based lender reported a record profit before tax of €2 billion ($2.4 billion), which rose significantly from €583 million ($697.8 million) reported in the year-ago quarter.Increased revenues and lower provisions for credit losses aided results. Notably, the decline in expenses was also encouraging.Deutsche Bank’s Revenues & ExpensesThe bank generated net revenues of €7.7 billion ($9.2 billion), up 6.9% year over year.Non-interest expenses of €5.3 billion ($6.3 billion) decreased 14.7% from the prior-year quarter.Adjusted non-interest expenses (excluding non-operating items) were €5.1 billion ($6.1 billion), down 3.7% from the prior-year quarter.Provision for credit losses was €395 million ($472.8 million), down 5.9% from the prior-year quarter.DB’s Segmental PerformanceCorporate Bank: Net revenues from the segment were €1.8 billion ($2.2 billion), down 2.2% year over year. A decrease in Institutional Client Services and Business Banking revenues hurt the results.Investment Bank: This segment’s net revenues totaled €2.5 billion ($3 billion), up 5.2% year over year. The upside was primarily driven by record growth across Fixed Income and Currencies.Private Bank: Net revenues of €2.4 billion ($2.9 billion) were up 3.4% year over year.Asset Management: Net revenues of €888 million ($1,062.9 million) rose 25.2% year over year. An increase in performance and transaction fees led to the rise.Corporate & Other: The segment reported net revenues of €62 million ($74.2 million), compared with negative net revenue of €98 million ($117.3 million) in the prior-year quarter.Deutsche Bank’s Capital PositionDB’s Common Equity Tier 1 capital ratio was 14.2% as of Dec. 31, 2025, up from the year-ago quarter’s 13.8%.The leverage ratio on a fully loaded basis was 4.6%, unchanged from the year-ago quarter.Our Viewpoint on Deutsche BankA strong balance sheet position and a shift toward a capital-light business model will likely support Deutsche Bank's financials. Also, the company’s strong capital position aids sustainable capital distribution moves. In addition, lower expenses are expected to support bottom-line growth.Deutsche Bank Aktiengesellschaft Price, Consensus and EPS Surprise Deutsche Bank Aktiengesellschaft price-consensus-eps-surprise-chart | Deutsche Bank Aktiengesellschaft QuoteThe company currently has a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Earnings Release Dates of Other Foreign BanksThe Bank of N.T. Butterfield & Son Limited NTB is scheduled to report fourth-quarter and full-year 2025 results on Feb. 9, 2026.The Zacks Consensus Estimate for NTB’s quarterly earnings has been unchanged at $1.46 per share over the past seven days. The figure implies an increase of 8.9% from the prior-year quarter.Barclays PLC BCS is scheduled to announce fourth-quarter and full-year 2025 results on Feb. 10, 2026.The Zacks Consensus Estimate for BCS’ quarterly earnings has been unchanged at 42 cents per share over the past week. The figure implies an increase of 23.5% from the prior-year quarter.Beyond Nvidia: AI's Second Wave Is HereThe AI revolution has already minted millionaires. But the stocks everyone knows about aren't likely to keep delivering the biggest profits. Little-known AI firms tackling the world's biggest problems may be more lucrative in the coming months and years.SeeWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Barclays PLC (BCS): Free Stock Analysis Report Deutsche Bank Aktiengesellschaft (DB): Free Stock Analysis Report Bank of N.T. Butterfield & Son Limited (The) (NTB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks